Each year as Christmas approaches, people begin to dream of a traditional white Christmas. But in central Alabama...it remains only a dream.
For Birmingham, where over 100 years worth of weather records are kept by the National Weather Service, there has never been a truly white Christmas. The closest we have come was in 2010 when on Christmas day there was a mixture of snow and rain that fell for a couple of hours. However, there was no accumulation. Birminghamians had to be content with watching the snow fall and looking at the thin accumulation of snow on our rooftops and the very tops of the grass.
Below is a shot of the Wedding Chapel on the Mountain. It was not taken on Christmas Day..but it does represent what we all want to see when we wake.
The newspapers called the December 25, 2010 weather a "rare snowstorm". Other media outlets called it "The first White Christmas in the history of Birmingham". It caused multiple accidents and the few businesses that were open that day closed early or didn't open at all. Below is a picture of the accumulation of snow. Not much to see is there?
Here's another picture of the accumulation in 2010. Notice the walkways and driveway is 100% snow free. For those not from Birmingham, it was not shoveled or cleared. We don't do that down here. It's just that the ground was so warm the snow only stuck to the tops of the grass and roofs of the houses.
On December 22, 1929, Birmingham actually received 5.5 inches of snow. December 22 is close enough...don't you think? By December 24, we still have 2.5 inches left. However, Christmas Day, the temperatures were 51 degrees so by nightfall all that was left was slug and slush.
Usually Christmas Day in Birmingham, AL is clear and warm or at a minimum warmish. We show up to relative's homes in short sleeves or at a maximum wearing a sweater. Christmas Day 1979, a group of us actually went swimming. It's not Florida weather, but it's good weather.
This is really one of the things that I love most about this area. I don't want a white Christmas that will keep my family away or at a minimum make it difficult or dangerous for them to get to my house. I like that we don't get our snowfalls until February or March. Normally we get one or maybe two nice snowfalls per year. I'm really good with that. I get to enjoy a snowfall each year but not so much snow that it impacts or greatly inconveniences my life. It's a win win in my book!
Merry Christmas to everyone!!
Tuesday, December 1, 2015
Saturday, October 31, 2015
The Tutwiler Hotel
A lot of people don't realize that the Tutwiler Hotel located at 2021 Park Place near Linn Park in downtown Birmingham is not the original Tutwiler Hotel.
The building we know as The Tutwiler was originally the Ridgely Apartments. The Ridgely Apartments was built in 1913 by Robert Jemison, Jr. and Edward Tutwiler to serve as a high end apartment complex. It consisted of a total of 120 rooms and apartments. By the time Temple Jemison decided to transform the Ridgely into the new Tutwiler Hotel in 1986, the Ridgely only had between 30 and 35 tenants left in the entire building. Most of these tenants were elderly people who had lived in the building for decades. The rest of the building was vacant and in serious need of repair.
The original Tutwiler Hotel was a 13 story brick and limestone luxury hotel located on the southeast corner of 5th Avenue North and 20th Street. Constructed in 1914 by a group of local investors. It closed in 1972 and was demolished in 1974.
In 1913 the President of the Tennessee Coal, Iron and Railroad Company complained to Robert Jemison, Jr. of the lack of decent hotel accommodations in the city. Jemison teamed up with Harvey G. Woodward, W.P.G. Harding and Major Edward M. Tutwiler, who had just sold his interest in the Birmingham Coal and Iron Company to the Woodward Iron Company the year before. Major Tutwiler agreed to underwrite the first mortgage and the creation of the Tutwiler Luxury Hotel was off and running.
The building we know as The Tutwiler was originally the Ridgely Apartments. The Ridgely Apartments was built in 1913 by Robert Jemison, Jr. and Edward Tutwiler to serve as a high end apartment complex. It consisted of a total of 120 rooms and apartments. By the time Temple Jemison decided to transform the Ridgely into the new Tutwiler Hotel in 1986, the Ridgely only had between 30 and 35 tenants left in the entire building. Most of these tenants were elderly people who had lived in the building for decades. The rest of the building was vacant and in serious need of repair.
Photo of the Ridgely Apartments shortly after its grand opening, circa 1913
The original Tutwiler Hotel was a 13 story brick and limestone luxury hotel located on the southeast corner of 5th Avenue North and 20th Street. Constructed in 1914 by a group of local investors. It closed in 1972 and was demolished in 1974.
The Tutwiler in 1930
Lobby of the Tutwiler in 1930
Major Edward Magruder Tutwiler
Robert Jemison, Jr.
William P. G. Harding
The lead architect, New Yorker William Lee Stoddard and local architect William Leslie Welton, accompanied by Hotelier Robert R. Meyer, visited the vanguard of the "Metropolitan Hotels" of the day in other cities to study both their best features and their worst mistakes. The result blended the Slaten Hotel in Cincinnati, the Blackston Hotel in Chicago, the Vanderbilt hotel in New York and the McAlpin Hotel in New York.
When it opened, it was like nothing the area had ever seen before. Among other luxuries, the interior featured what the Birmingham Age-Herald proclaimed to be the "Biggest Lobby in America" furnished with heavy "Elizabethan" furniture and dressed with marble walls. The developers spent $400,000.00 on the furnishings alone. That figure equals to $9,642,585.86 in today's money.
The doors officially opened on June 15, 1914 and all the leading citizens of the area turned out in droves dressed in their best formal attire to see the "Grand Dame of Southern Hotels".
The Tutwiler consisted of 325 rooms. All were equipped with either a bath or shower and telephones. Rates ranged from $1.50 to $6.00 per room. That would be the equivalent of $36.59 to $146.34 in today's money.
For the next 60 years, it was a hub of Birmingham playing host to hundreds of celebrities, politicians and dignitaries.
President Warren G. Harding presided over a luncheon in his honor at the hotel during the Birmingham Semicentennial in 1921. Charles Lindbergh held a press conference in the Louis XIV suite in 1927. In 1937, actress Tallulah Bankhead threw a rousing post-wedding party in the Continental Room which for decades hosted lunches and dinners with live big band music 6 days a week. Also, novelist Jack Bethea hanged himself in one of the guest rooms in July, 1928.
In June, 1967 the Tutwiler was sold to the local Great Southern Investment Corporation for $1.7M. James P. Paris, head of the investment group, announced they expected to spend up to $1M to renovate the entire hotel and planned to market the hotel's Regency Room Ballroom as an alternative to "The Club". However, just 5 years later, the hotel closed for good on April 1, 1972 and was demolished on January 26, 1974.
1985 saw a new interest in the Tutwiler and it was decided to convert the Ridgely Apartments, which was still owned by the Tutwiler family, into a new luxury hotel named after the original. by 1986, the renovations were completed and the new Tutwiler opened to guests.
It now features 149 rooms. In 2006 the hotel came under new management and a massive $9M renovation was begun in stages. Below are a few pictures taken in 2006 in a couple of the unrenovated rooms.
The hotel and the restaurant located in the hotel are said to be haunted by the ghost of Major Tutwiler. The story goes that the Major stuck around after having lived in the Ridgely apartments prior to his death. His ghost has a habit of knocking on doors late at night and has been blamed for mischief in the restaurant.
Hotel lore says that a bartender a few years ago kept getting into trouble for leaving the light and stoves on after closing. This went on for many nights consecutively. Finally one morning the manager came in to find someone had prepared a large meal and taken out a bottle of wine. The staff began addressing the Major when they closed at night saying "Goodnight Major" and asking him not to make mischief while they were away. That seemed to do the trick and while knocks on the doors, lights turning themselves on and off are still reported....at least the stoves in the kitchen are off and no ghostly meals have been prepared.
Wednesday, October 7, 2015
The Vestavia Estate
George Battey Ward was born March 1, 1867 in Atlanta, Georgia and died September 11, 1940 in Birmingham, Alabama. He was the 13th Mayor of Birmingham. His parents George R. & Margaret Ward operated the Relay House Hotel. His mother was one of the founding members of the Episcopal Church of the Advent.
When George was 16, he dropped out of school and got a job as a runner for the Charles Linn National Bank of Birmingham. On December 8, 1888, while George was on a run for his employer, he passed by the Jefferson County Courthouse. A large mob had gathered and was rushing the courthouse in an attempt to lynch a murderer named Richard Hawes. George narrowly missed a bullet fired by the police into the crowd in an attempt to disperse them.
George Ward was first elected Mayor of Birmingham in 1905 and remained in that position until 1910. During his tenure, he was instrumental in passing prohibition laws in the city. He also codified and published the first Birmingham Municipal Code. It was his idea for the city to purchase the water and sewer system making it the first city utility company. It was under his direction that the city bought 100 acres and turned it into the George Ward Park that is enjoyed by thousands to this day.
After leaving the Mayor's office, George had a failed run at the Sheriff's office. His opponent ran a campaign whereby he asserted that because George was Episcopalian, he was a part of the "Catholic Conspiracy". Once his run for the office of the Sheriff was lost, George turned his sights on another position of power and he served as President of the very first Birmingham City Commission. Ward retired from politics in 1920 and spent the next couple of years traveling the globe.
When George was 16, he dropped out of school and got a job as a runner for the Charles Linn National Bank of Birmingham. On December 8, 1888, while George was on a run for his employer, he passed by the Jefferson County Courthouse. A large mob had gathered and was rushing the courthouse in an attempt to lynch a murderer named Richard Hawes. George narrowly missed a bullet fired by the police into the crowd in an attempt to disperse them.
George Ward in 1905
George Ward was first elected Mayor of Birmingham in 1905 and remained in that position until 1910. During his tenure, he was instrumental in passing prohibition laws in the city. He also codified and published the first Birmingham Municipal Code. It was his idea for the city to purchase the water and sewer system making it the first city utility company. It was under his direction that the city bought 100 acres and turned it into the George Ward Park that is enjoyed by thousands to this day.
After leaving the Mayor's office, George had a failed run at the Sheriff's office. His opponent ran a campaign whereby he asserted that because George was Episcopalian, he was a part of the "Catholic Conspiracy". Once his run for the office of the Sheriff was lost, George turned his sights on another position of power and he served as President of the very first Birmingham City Commission. Ward retired from politics in 1920 and spent the next couple of years traveling the globe.
George Ward in 1920
In 1923, Ward purchased a 20 acre plot of land on the ridge of Shades Mountain where he created a very unique residence that he called "The Vestavia Estate".
Aerial view of the Vestavia Estate in 1923
During one of his trips to Italy, Ward purchased a souvenir model of what was then called a "Temple of Vesta". It is now known as Temple of Hercules Victor. He brought that little souvenir back to Alabama with him and work began on a truly remarkable and unique estate. George intended for this to eventually become his final resting place. However, before he died, the County laws had changed and when George died, it had become illegal for him to be buried in his beloved temple and George was interred at Elmwood Cemetery on the north side of Birmingham.
The main floor, encircled by a porch, was an unbroken 26 foot diameter circular room which Ward used as his living room and library. A circular stair accessed his private suite complete with a small bath and large closet covered by partition like doors. Clerestory windows in a raised part of the roof provided natural light. Stone fireplaces were built into the thickness of the outside walls.
Temple of Vesta circa 1958
Ward also had elaborate gardens planted next to the house including carved hedges, ponds, statuary and miniature temple styled dog houses for his 3 dogs. But the focal point of the gardens was the Sibyl Temple, a domed gazebo of the monopteros style.
George Wards house (Temple of Vesta) and the Temple of Sibyl circa 1929
Temple of Sibyl in her "new" location circa 2009
Murals inside the Sibyl Temple
Vestavia (as it became known) soon rose to the top of Birmingham's best known and most beloved attractions. Visible from the Montgomery Highway and depicted on postcards it became a must see for tourists and locals alike.
Ward was an avid entertainer and hosted numerous parties where servants dressed as Roman soldiers and guests would comes wearing togas. Occasionally Ward would host public tours of his home.
Harper's Magazine editor, George Leighton, described one such occasion in 1937 (quote courtesy of Bhamwiki.com)
In the afternoon, over beyond Red Mountain which walls in the sprawling city, a local capitalist has opened his grounds to visitors. His mansion, built in imitation of a Roman temple, is cylindrical in shape, made of bits of ore cemented together. By the steps of the mansion stand two black servants in white jackets. One has a felt hat under his arm, the other carries a cap in his hand. Each has pinned to his jacket a green-felt label embroidered in yellow with the Roman standard, the letters SPQR, and his name; Lucullus for one, Caius Cassius for the other. Under a tree is an elaborate sort of Roman throne, tinted green and bronze. Above, swinging from a branch, is a radio concealed in a bird house. Nearby are two dog houses, built like miniature Parthenon's, with classic porticoes and tiny pillars. One is labelled Villa Scipio. There is a pool filled with celluloid swans and miniature galleons and schooners. Scattered about are more benches, urns, and painted-plaster sculptures. Among the shrubs and pink-rose hedges trail a procession of men and women, marveling at the splendors, but tired and oppressed by the overpowering heat. Toward sundown the crowd thins out; the Fords and Chevrolets go crossing down the hill.
When George Ward died in 1940, his wishes were to be buried on his estate with the Sibyl Temple to serves as his mausoleum, with a vault constructed into its foundation. However, by then, Jefferson County law prevented him from being buried on the grounds and he was instead interred at Elmwood Cemetery.
A codicil in his will, dated April 13, 1940, stipulated that the estate be given to either Jefferson County or the City of Birmingham to be used as a city park. However, because his debts far exceeded his assets, the executors of his will, listed it for sale for $30,000. The estate sat unsold and unoccupied for several years and eventually fell into disrepair.
In 1947 a developed named Charles Byrd bought it and opened a restaurant called Vestavia Roman Rooms as an attraction for the new subdivision that joined the estate. The new subdivision was called Vestavia Hills.
The outside cover of a menu from the Roman Rooms
While the restaurant with its banquet hall was a popular attraction for a few years, by 1957, the novelty had runs its course and in 1958 the Vestavia Hills Baptist Church bought the property and moved their services from its current location at the City Hall to the former banquet rooms of the Roman Rooms Restaurant.
Pastor John Wiley observed that his congregation was repeating a pattern established by the early church, which made churches of former pagan temple in the Roman Empire.
By 1968 the church, over massive public protests, had decided to demolish Ward's former home in favor of constructing a new larger church. Even the Alabama Historical Commission chimed in on the outcry. However, the house was demolished in 1971 with original architectural details and contents sold at auction. The church donated the smaller Sibyl Temple to the Vestavia Hills Garden Club which moved it to its current location.
Photo taken during the demolition of Ward's former house in 1971
George Ward was a very public figure who loved to throw lavish themed parties and, one might say, lived life outside of the box. The paradox to his life is that while a very public figure, very little is known about his private life. This makes the story of his imaginative home and grounds all the more appealing to me.
Thursday, September 3, 2015
Sometimes a lot of rent can cost you a lot of money
Before the first dollar changes hands, an investor and/or potential landlord should ask themselves "Do I want steady money or do I just want quick money"?
I can only speak for myself, but if I was asked, my answer would be steady money. I think this is the one area that will (and does) quickly break a lot of investors and/or landlords.
You can double the market rate on a house and eventually you will rent it to someone. True. How many months will that house sit vacant before that happens and how long will the tenant stay there once you get it rented and what kind of condition will they leave it in once they move (or get evicted)?
Personally, I would prefer to have a tenant in place for 2 years paying $800 a month ($19,200) than a tenant in place for 6 months paying $1,000 ($6,000).
Sure, you can slap some lipstick and mascara on that pig and if you're willing to take someone with less than stellar credit, you will be able to get a higher than market value on that property....for a month or two anyway. People with bad credit expect to have to pay more for everything than those with good credit. Sadly it's a fact of life these days that those who don't have the means to pay high prices are forced to do so because of their credit histories.
Let's say you find what you believe is a perfectly lovely person to rent your house at the inflated price. One of three things are going to happen.
(1) Renters are just as price savvy as buyers. Good renters know about what to expect to pay for rent in any given neighborhood. A good renter will know right off the bat if the property in question is over priced and will move on down the road. If they don't - you may have just rented your property to a meth cooker or some other sort of criminal who has nefarious plans for the use of your property. Plans that down the road could land you in some very hot legal water and might even end up costing you your property.
(2) If someone pays a much higher rent on your property than they could go down the street and get, there's the chance that you've just rented your property to someone who is on the verge of getting evicted from their current property and they just need somewhere to put their stuff for a month or two while they look for a more affordable property to get into. I know, sounds ridiculous doesn't it that a person would pay the deposit and first month's rent just for a temporary solution. Trust me when I tell you that this is a much more common occurrence that you might think. I have personally witnessed it on way more than one occasion.
But how can they do this if they are about to be evicted? Won't that show up on their background check or when references are called?
Possibly no. If the eviction hasn't been filed yet, nothing will show up on a Court search or on their credit history. As for the reference checks, when you call the landlords number shown on the application how do you really truly know you are talking to a landlord and not the applicant's sister, brother or best friend? You don't.
People like this know how to work the system and they associate with others who know as much about the topic as they do. I can pretend to be anyone's landlord. All I have to do is tell the caller that I own the home privately and the tenant has been a wonderful tenant that I hate to lose but I've decided to let my son move into the house so the tenant needs to find alternate housing. See how believable that sounds?
or,
(3) You have just been suckered by a career non-rent payer who is going to give you the deposit and first month's rent, move in and never pay another penny. They are going to string you along with all manner of sob stories and bad luck and get you to wait until the 15th, then the 1st, then next week.....but next week never comes and one day you awake to discover that you've allowed them to live in your house for months.....for free.
Now these folks are cagey. They will throw you a bone from time to time. $100 here, maybe $200 there but never anywhere near the whole rent. Just enough to make you think that they are at least making an effort. But the thing is, those bones are very few and very far in between.
But never fear. They will move. After you've spent time and money paying someone to evict them and after you have waited the required period of time before you are allowed to go into your property to put their things on the curb.
Putting their things on the curb....now we're getting into the part that lets you know where all that "extra" money you got for the deposit and first month's rent is going to go towards. You thought it was going to go towards that new boat, or maybe that lot by the lake so you could build your dream cabin didn't you? Sadly, it won't. It will all be spent (and then some) on paying to get the tenant evicted, loss income while the tenant is living in the property for free and getting the rental ready for the next tenant - which could take a couple of months realistically.
Why a couple of months? Because when you run across this type of tenant, you might as well cash out your 401K because by the time you clean up the yard, the house, repair the damage they caused and get it ready to rent again....you're looking at some serious time and money.
I managed a house a few years back. The landlord accepted a tenant against my recommendation. "She's awesome" I was told. She had marginal credit but a steady job and loved the house! Within a month after moving in the house, she had been fired from her job (for stealing), her car had been repoed (goodbye marginal credit) and then came the sob stories and bad luck songs.
The landlord kept thinking it would be cheaper in the long run to take the $100 here and there that this tenant dished out sporadically than to go through the eviction proceedings and miss a month or two on rent altogether. After all "she was trying". It turned out to be more like 6 months.
By the time I finally talked the landlord into allowing me to evict the tenant, the damage had been done. The tenant fought the eviction pushing the process from 1 month to 3 months. When I was finally able to go inside the house, I almost fainted.
Fleas EVERYWHERE. Feces in every room. Newly refinished hardwoods destroyed. Doors clawed and chewed by the 4 large dogs that she kept in the house. 4 broken windows. 2 busted doors. Massive holes in the walls and even in some of the ceilings. Roaches everywhere. Grass was literally as tall as the house. Weeds had choked the life out of the numerous flowers in the flower beds. Concrete retaining wall looked like someone had repeatedly run a truck into it. Mountains of garbage in every room and all over the back patio. As if all of that wasn't bad enough, they had their water cut off for nonpayment several weeks before and had decided to go ahead and use the toilets anyway and once the toilet was full - they used the bathtub. Now add to all of this the fact that needing money to move, she and her boyfriend (who wasn't on the lease) stole the central heating and air unit and sold it. Only they didn't disconnect the unit. They ripped it out. Electrician bill to go along with the cost of replacing the units.
I tell the specifics of this story to illustrate my point that while the landlord did initially make about $600 more on this property than it was worth on the market, the cost of evicting this tenant and getting the house ready for the next tenant was a grand total of $13,000 (and change) and that total doesn't account for the lost rent.
You may be thinking, "I'll sue them for the damages and also have them arrested!". Good luck with that. Many states don't allow landlords to actually have a tenant arrested for damage to their property. They consider it to be a civil matter rather than a criminal matter. As for suing the tenant for money damages, you can do that in all states. But what are you going to get in return? Nothing. For one thing, in order for this to really impact the tenant's ability to rent (especially from a private landlord) you will need the judgement to show up on their credit report. Unless you are willing to pay for a membership to all 3 of the reporting agencies (which is not cheap), then it isn't going to show up on any credit report. Secondly, you may indeed have a judgment against the tenant. How are you going to collect that money? These people are what lawyers call "judgment proof". Meaning they don't have anything for you to take - or at least nothing in their name. They typically either don't work at all or only work for a short time and only sporadically at that. Remember the old saying "you can't get blood out of a turnip"??
Everyone deserves a place to live. Rich, poor, good credit or bad credit. Everyone should be able to have a roof over their heads. However, do you really want to trust your property to someone who is going to do this to you?
My rule of thumb is to set the rent at a reasonable price and rent it to someone who checks out. Maybe they have bad credit but their rental history is stellar. At the end of the day if a person pays their rent on time who really cares if they don't pay their VISA card on time?
The key phrase in the above paragraph is "checks out". Pictured ID so you know if the person applying is using their info and not their infant child's info. Get the last 6 paycheck stubs from them and don't accept copies or printed versions. Those are far too easy to forge. If necessary, get the employer's address and mail the verification form to them. If the applicant gives you their landlords info and it appears to be a private individual - go to the tax collector's website. There you will be able to search by address and that site will tell you exactly who owns that property. If the name or contact info doesn't match - chances are you've been given bogus information.
At the end of the day, you won't get rich quick by accepting reasonable rent. But chances are, you won't wind up in bankruptcy court either.
But that's just me.
I can only speak for myself, but if I was asked, my answer would be steady money. I think this is the one area that will (and does) quickly break a lot of investors and/or landlords.
You can double the market rate on a house and eventually you will rent it to someone. True. How many months will that house sit vacant before that happens and how long will the tenant stay there once you get it rented and what kind of condition will they leave it in once they move (or get evicted)?
Personally, I would prefer to have a tenant in place for 2 years paying $800 a month ($19,200) than a tenant in place for 6 months paying $1,000 ($6,000).
Sure, you can slap some lipstick and mascara on that pig and if you're willing to take someone with less than stellar credit, you will be able to get a higher than market value on that property....for a month or two anyway. People with bad credit expect to have to pay more for everything than those with good credit. Sadly it's a fact of life these days that those who don't have the means to pay high prices are forced to do so because of their credit histories.
Let's say you find what you believe is a perfectly lovely person to rent your house at the inflated price. One of three things are going to happen.
(1) Renters are just as price savvy as buyers. Good renters know about what to expect to pay for rent in any given neighborhood. A good renter will know right off the bat if the property in question is over priced and will move on down the road. If they don't - you may have just rented your property to a meth cooker or some other sort of criminal who has nefarious plans for the use of your property. Plans that down the road could land you in some very hot legal water and might even end up costing you your property.
(2) If someone pays a much higher rent on your property than they could go down the street and get, there's the chance that you've just rented your property to someone who is on the verge of getting evicted from their current property and they just need somewhere to put their stuff for a month or two while they look for a more affordable property to get into. I know, sounds ridiculous doesn't it that a person would pay the deposit and first month's rent just for a temporary solution. Trust me when I tell you that this is a much more common occurrence that you might think. I have personally witnessed it on way more than one occasion.
But how can they do this if they are about to be evicted? Won't that show up on their background check or when references are called?
Possibly no. If the eviction hasn't been filed yet, nothing will show up on a Court search or on their credit history. As for the reference checks, when you call the landlords number shown on the application how do you really truly know you are talking to a landlord and not the applicant's sister, brother or best friend? You don't.
People like this know how to work the system and they associate with others who know as much about the topic as they do. I can pretend to be anyone's landlord. All I have to do is tell the caller that I own the home privately and the tenant has been a wonderful tenant that I hate to lose but I've decided to let my son move into the house so the tenant needs to find alternate housing. See how believable that sounds?
or,
(3) You have just been suckered by a career non-rent payer who is going to give you the deposit and first month's rent, move in and never pay another penny. They are going to string you along with all manner of sob stories and bad luck and get you to wait until the 15th, then the 1st, then next week.....but next week never comes and one day you awake to discover that you've allowed them to live in your house for months.....for free.
Now these folks are cagey. They will throw you a bone from time to time. $100 here, maybe $200 there but never anywhere near the whole rent. Just enough to make you think that they are at least making an effort. But the thing is, those bones are very few and very far in between.
But never fear. They will move. After you've spent time and money paying someone to evict them and after you have waited the required period of time before you are allowed to go into your property to put their things on the curb.
Putting their things on the curb....now we're getting into the part that lets you know where all that "extra" money you got for the deposit and first month's rent is going to go towards. You thought it was going to go towards that new boat, or maybe that lot by the lake so you could build your dream cabin didn't you? Sadly, it won't. It will all be spent (and then some) on paying to get the tenant evicted, loss income while the tenant is living in the property for free and getting the rental ready for the next tenant - which could take a couple of months realistically.
Why a couple of months? Because when you run across this type of tenant, you might as well cash out your 401K because by the time you clean up the yard, the house, repair the damage they caused and get it ready to rent again....you're looking at some serious time and money.
I managed a house a few years back. The landlord accepted a tenant against my recommendation. "She's awesome" I was told. She had marginal credit but a steady job and loved the house! Within a month after moving in the house, she had been fired from her job (for stealing), her car had been repoed (goodbye marginal credit) and then came the sob stories and bad luck songs.
The landlord kept thinking it would be cheaper in the long run to take the $100 here and there that this tenant dished out sporadically than to go through the eviction proceedings and miss a month or two on rent altogether. After all "she was trying". It turned out to be more like 6 months.
By the time I finally talked the landlord into allowing me to evict the tenant, the damage had been done. The tenant fought the eviction pushing the process from 1 month to 3 months. When I was finally able to go inside the house, I almost fainted.
Fleas EVERYWHERE. Feces in every room. Newly refinished hardwoods destroyed. Doors clawed and chewed by the 4 large dogs that she kept in the house. 4 broken windows. 2 busted doors. Massive holes in the walls and even in some of the ceilings. Roaches everywhere. Grass was literally as tall as the house. Weeds had choked the life out of the numerous flowers in the flower beds. Concrete retaining wall looked like someone had repeatedly run a truck into it. Mountains of garbage in every room and all over the back patio. As if all of that wasn't bad enough, they had their water cut off for nonpayment several weeks before and had decided to go ahead and use the toilets anyway and once the toilet was full - they used the bathtub. Now add to all of this the fact that needing money to move, she and her boyfriend (who wasn't on the lease) stole the central heating and air unit and sold it. Only they didn't disconnect the unit. They ripped it out. Electrician bill to go along with the cost of replacing the units.
I tell the specifics of this story to illustrate my point that while the landlord did initially make about $600 more on this property than it was worth on the market, the cost of evicting this tenant and getting the house ready for the next tenant was a grand total of $13,000 (and change) and that total doesn't account for the lost rent.
You may be thinking, "I'll sue them for the damages and also have them arrested!". Good luck with that. Many states don't allow landlords to actually have a tenant arrested for damage to their property. They consider it to be a civil matter rather than a criminal matter. As for suing the tenant for money damages, you can do that in all states. But what are you going to get in return? Nothing. For one thing, in order for this to really impact the tenant's ability to rent (especially from a private landlord) you will need the judgement to show up on their credit report. Unless you are willing to pay for a membership to all 3 of the reporting agencies (which is not cheap), then it isn't going to show up on any credit report. Secondly, you may indeed have a judgment against the tenant. How are you going to collect that money? These people are what lawyers call "judgment proof". Meaning they don't have anything for you to take - or at least nothing in their name. They typically either don't work at all or only work for a short time and only sporadically at that. Remember the old saying "you can't get blood out of a turnip"??
Everyone deserves a place to live. Rich, poor, good credit or bad credit. Everyone should be able to have a roof over their heads. However, do you really want to trust your property to someone who is going to do this to you?
My rule of thumb is to set the rent at a reasonable price and rent it to someone who checks out. Maybe they have bad credit but their rental history is stellar. At the end of the day if a person pays their rent on time who really cares if they don't pay their VISA card on time?
The key phrase in the above paragraph is "checks out". Pictured ID so you know if the person applying is using their info and not their infant child's info. Get the last 6 paycheck stubs from them and don't accept copies or printed versions. Those are far too easy to forge. If necessary, get the employer's address and mail the verification form to them. If the applicant gives you their landlords info and it appears to be a private individual - go to the tax collector's website. There you will be able to search by address and that site will tell you exactly who owns that property. If the name or contact info doesn't match - chances are you've been given bogus information.
At the end of the day, you won't get rich quick by accepting reasonable rent. But chances are, you won't wind up in bankruptcy court either.
But that's just me.
Monday, August 3, 2015
What to do and see when in Birmingham, Alabama
There are some really cool and eclectic places here in Birmingham that even some of the "born and raised" might not know about. Let's look at a few shall we?
The Garage
2304 10th Terrace South
Birmingham, AL 35204
Warning: Bring cash with you because The Garage accepts nothing else. Also, if you're looking for a place that ON the beaten path....this isn't the place for you. It's almost a badge of pride to know exactly how to get to this bar without getting lost and spending hours winding through the back streets of Southside. But the hunt is well worth it. Their patio is eclectically cluttered with architectural artifacts and antiques while nearly completely covered in Wisteria. The attitude is "Welcome, grab a seat!" Not only is the ambiance supreme but the food is excellent too. Toss in live music and you've got a great place to wile away a few hours. But before you go, make sure to browse the antiques. It's my favorite place to take out of towners because there's really nothing quite like it anywhere.
Reed Book Store
2021 3rd Ave. North
Birmingham, AL 35203
If you love books and/or antiques 1/100th as much as I do.....this store will blow your mind! It's part bookstore part antique store but all mindblowing! I can't go there unless I know I have at least 2 hours to spare. As soon as you enter, you are nearly overwhelmed by all the goodies to look at and drool over. Yes, it really is that great.
Jim Reed, the proprietor, has spent decades amassing a very impressive collection of rare and antique books. He is also a popular inspirational columnist and gothic humorist who has authored several books of his own. He has catalogued over 50,000 books, magazines and posters but estimates he has an additional 250,000 that he has not catalogued and are just waiting for someone to dig through them and find their dream book (or poster or magazine).
Everyone knows Birmingham loves its statues. In previous blogs, I've written about our most famous statue, The Vulcan and the somewhat odd but always beautiful statue that sits in 5 points south called "The Storyteller's Fountain" so I won't include them again, but rather will showcase a couple of other interesting statues in the city beginning with the Birmingham Statue of Liberty.
The Birmingham Statue of Liberty is visible to motorists driving on the southern outskirts of Birmingham on the I-459 bypass. Located in a commercial development called "Liberty Park" it sits right next door to the Boy Scouts of America local headquarters.
For over 30 years Ms. Liberty graced the top of the Liberty National Insurance Company building in downtown Birmingham. Over two decades ago, she was lifted from her perch by crane, carefully restored and has since enjoyed her permanent home in the Liberty Park area of Birmingham.
According to the inscription on the plaque:
"A bronze replica, one-fifth the size of the Statue of Liberty, was commissioned by Frank Park Samford as the symbol for the company he founded, Liberty National Life Insurance Company. Created by sculptors Archer and Lee Lawrie, the statue was cast in Sommerville Haut Marine, France, in 1956 and was placed atop Liberty National's home office building in downtown Birmingham and then moved to its present location and dedicated on July 4, 1989."
The Garage
2304 10th Terrace South
Birmingham, AL 35204
Warning: Bring cash with you because The Garage accepts nothing else. Also, if you're looking for a place that ON the beaten path....this isn't the place for you. It's almost a badge of pride to know exactly how to get to this bar without getting lost and spending hours winding through the back streets of Southside. But the hunt is well worth it. Their patio is eclectically cluttered with architectural artifacts and antiques while nearly completely covered in Wisteria. The attitude is "Welcome, grab a seat!" Not only is the ambiance supreme but the food is excellent too. Toss in live music and you've got a great place to wile away a few hours. But before you go, make sure to browse the antiques. It's my favorite place to take out of towners because there's really nothing quite like it anywhere.
Reed Book Store
2021 3rd Ave. North
Birmingham, AL 35203
If you love books and/or antiques 1/100th as much as I do.....this store will blow your mind! It's part bookstore part antique store but all mindblowing! I can't go there unless I know I have at least 2 hours to spare. As soon as you enter, you are nearly overwhelmed by all the goodies to look at and drool over. Yes, it really is that great.
Jim Reed, the proprietor, has spent decades amassing a very impressive collection of rare and antique books. He is also a popular inspirational columnist and gothic humorist who has authored several books of his own. He has catalogued over 50,000 books, magazines and posters but estimates he has an additional 250,000 that he has not catalogued and are just waiting for someone to dig through them and find their dream book (or poster or magazine).
Off the Hook Food Truck
Roaming downtown Birmingham, AL
www.ryouhooked.com
Specializing in seafood, tracking this truck down is well worth the hunt. This truck offers some serious street food!
Everyone knows Birmingham loves its statues. In previous blogs, I've written about our most famous statue, The Vulcan and the somewhat odd but always beautiful statue that sits in 5 points south called "The Storyteller's Fountain" so I won't include them again, but rather will showcase a couple of other interesting statues in the city beginning with the Birmingham Statue of Liberty.
The Birmingham Statue of Liberty is visible to motorists driving on the southern outskirts of Birmingham on the I-459 bypass. Located in a commercial development called "Liberty Park" it sits right next door to the Boy Scouts of America local headquarters.
For over 30 years Ms. Liberty graced the top of the Liberty National Insurance Company building in downtown Birmingham. Over two decades ago, she was lifted from her perch by crane, carefully restored and has since enjoyed her permanent home in the Liberty Park area of Birmingham.
According to the inscription on the plaque:
"A bronze replica, one-fifth the size of the Statue of Liberty, was commissioned by Frank Park Samford as the symbol for the company he founded, Liberty National Life Insurance Company. Created by sculptors Archer and Lee Lawrie, the statue was cast in Sommerville Haut Marine, France, in 1956 and was placed atop Liberty National's home office building in downtown Birmingham and then moved to its present location and dedicated on July 4, 1989."
Miss Electra has lightning bolts for hair and wears absolutely no clothes. Her sculptor named her "Divinity of Light" in 1926 but Miss Electra was adopted by the locals and the name stuck. She stands on tiptoe 20 stories above ground on the roof of the Alabama Power Building in downtown Birmingham. Although she is 23 feet tall, she is the smallest of Birmingham's mythical giants trailing Statue of Liberty (36 feet tall) and The Vulcan (56 feet tall).
Joe Minter's Yard
912 Nassau Street near Shadow Lawn Memorial Park in the Woodland Park neighborhood.
Joe Minter is a retired construction worker and self proclaimed "outside artist". He has transformed his yard and the vacant lot next door into an outside African American museum. While his is not a formal museum, he is always happy to take folks on a tour.
These are but a few of the interesting sights that abound in the Birmingham area. Next month, I'll show you more.....and there is plenty more to show.
Thursday, July 2, 2015
Roebuck Springs
Driving through this neighborhood in Birmingham, Alabama is reminiscent of English country lanes with no sidewalks, no curbs, no gutters. Just narrow winding lanes that meander the tree covered gently rolling hills.
This 115 year old neighborhood was the first residential subdivision in the State of Alabama where the streets were geared specifically for cars. When it was first developed, it was very suburban. It offered the residents a welcome escape from the dust, soot and heat of the city while giving them easy and quick access to Birmingham.
Roebuck Springs is located in the 35206 area code of Birmingham, Alabama. It borders I-59 between mile markers 133 & 134 to the north, 4th Avenue south to the west, Roebuck Parkway to the East and 86th Street to the south.
Roebuck Springs was the first neighborhood in Birmingham to be associated with a golf course/country club development (Roebuck Auto and Golf Club now owned by the city and named Roebuck Golf Course). It was a decidedly upscale neighborhood which boasted Doctors, Lawyers, Judges and business leaders as homeowners.
The majority of the homes built in this subdivision were built on estate sized lots. The styles of homes included Craftsman Bungalows, English country and Tudor revivals. Most of the smaller houses were originally built as summer cottages for those who lived in the city but wanted a summer home closeby.
Still a close and cohesive neighborhood, each year the association hosts numerous parties. One of which is the popular "Pig and Fig" celebration which is held when the numerous fig trees in the neighborhood produce ripe fruit.
At the entrance to this neighborhood at 4th Avenue South and Roebuck Springs Drive, sits Gabrella Manor.
Built in 1938 for furniture magnate Robert Bundy, it was originally called the Bundy House and is a Spanish Revival style with terracotta roof, turreted entryway and numerous patios and terraces. It sits on over 5 acres and originally had a guest house and an inground pool. It boasts over 8,000 square feet of living space.
By 1997, the swimming pool had been filled in and the enormous guest house next door had been sold to a private owner. The house was long overdue for updates when the current owners bought it, lovingly restored it and opened it as a wedding venue. Fittingly, the current owners were the first couple to marry at the newly renamed Gabrella Manor.
Nestled in the heart of Roebuck Springs is the Wilson Chapel Methodist church and Cemetery which was opened in 1917 and is still an active church and cemetery.
On Valley Lake Drive in the Roebuck Springs subdivision sits the original Roebuck Springs lake complete with an original grist mill. It once was the water source for the entire area. It is 100% spring fed and is now privately owned as part of an 11 1/5 acre estate by the Bourda family who have lived in this subdivision for 4 generations and continue to populate it.
Perhaps due to its size, I am unable to find data as to number of renters versus homeowners or even accurate population numbers.
Often on a boring afternoon, I will drive through this neighborhood. I always notice something that I missed on previous drives. I will warn you of one thing.....the lanes in this neighborhood go in circles and intersect often without warning. The first few times I drove around there, I was lost for an hour in an area that isn't over 20 blocks in any direction.
But on the upside, if a person has to be lost, this would be the area to be lost in. Beautiful neighborhood.
This 115 year old neighborhood was the first residential subdivision in the State of Alabama where the streets were geared specifically for cars. When it was first developed, it was very suburban. It offered the residents a welcome escape from the dust, soot and heat of the city while giving them easy and quick access to Birmingham.
Roebuck Springs is located in the 35206 area code of Birmingham, Alabama. It borders I-59 between mile markers 133 & 134 to the north, 4th Avenue south to the west, Roebuck Parkway to the East and 86th Street to the south.
Roebuck Springs was the first neighborhood in Birmingham to be associated with a golf course/country club development (Roebuck Auto and Golf Club now owned by the city and named Roebuck Golf Course). It was a decidedly upscale neighborhood which boasted Doctors, Lawyers, Judges and business leaders as homeowners.
The majority of the homes built in this subdivision were built on estate sized lots. The styles of homes included Craftsman Bungalows, English country and Tudor revivals. Most of the smaller houses were originally built as summer cottages for those who lived in the city but wanted a summer home closeby.
Still a close and cohesive neighborhood, each year the association hosts numerous parties. One of which is the popular "Pig and Fig" celebration which is held when the numerous fig trees in the neighborhood produce ripe fruit.
At the entrance to this neighborhood at 4th Avenue South and Roebuck Springs Drive, sits Gabrella Manor.
Built in 1938 for furniture magnate Robert Bundy, it was originally called the Bundy House and is a Spanish Revival style with terracotta roof, turreted entryway and numerous patios and terraces. It sits on over 5 acres and originally had a guest house and an inground pool. It boasts over 8,000 square feet of living space.
By 1997, the swimming pool had been filled in and the enormous guest house next door had been sold to a private owner. The house was long overdue for updates when the current owners bought it, lovingly restored it and opened it as a wedding venue. Fittingly, the current owners were the first couple to marry at the newly renamed Gabrella Manor.
Nestled in the heart of Roebuck Springs is the Wilson Chapel Methodist church and Cemetery which was opened in 1917 and is still an active church and cemetery.
On Valley Lake Drive in the Roebuck Springs subdivision sits the original Roebuck Springs lake complete with an original grist mill. It once was the water source for the entire area. It is 100% spring fed and is now privately owned as part of an 11 1/5 acre estate by the Bourda family who have lived in this subdivision for 4 generations and continue to populate it.
Perhaps due to its size, I am unable to find data as to number of renters versus homeowners or even accurate population numbers.
Often on a boring afternoon, I will drive through this neighborhood. I always notice something that I missed on previous drives. I will warn you of one thing.....the lanes in this neighborhood go in circles and intersect often without warning. The first few times I drove around there, I was lost for an hour in an area that isn't over 20 blocks in any direction.
But on the upside, if a person has to be lost, this would be the area to be lost in. Beautiful neighborhood.
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